Terms of Use

Welcome to the DIY Stock Investor Web site, aka, diy-stock-investor.com (the "Site"). Please take a moment to read the following terms and conditions ("Terms of Use"). These are typical agreements used by peer sites and institutions that can be beneficial to all involved. Your continued use of this Site is subject to these Terms of Use:

BY ACCESSING AND BROWSING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT USE THIS SITE.

Permission to Use Site. The information provided on this Site is solely for information and entertainment purposes. Other uses are not permitted unless you receive T Aaron Brown's (the "Author") prior written approval. You are authorized to make a reasonable number of fair use copies of documents or forms displayed on this Web site provided you retain all copyright, other proprietary notices or disclaimers and cite the Author/Site (preferably with hyperlink). Copying other than in accordance with these terms is strictly forbidden.

You may not download files that contain software or other material protected by intellectual property laws, rights of privacy or publicity, or any other applicable law or regulation unless you own or control the rights thereto or have received all necessary consents. The obligation of determining whether any such material is protected by intellectual property law rests with you. Any messages, advice, opinions or other information posted to the Site by third parties should not be viewed as endorsed or otherwise approved by the Author. Use of such information is at your own risk.

Linking Policy. This Site contains links and ads to third party sites (sometimes called affiliates), which are not under the Author's full control. These sites are not governed by these Terms of Use or the Author's Privacy Policy. The Author disclaims all responsibility for the operation of such sites, including the information collection practices of such sites. The Author does not monitor or review the content of third party sites linked to this Site. You acknowledge that the Author is not responsible for the accuracy, copyright compliance, legality, decency or any other aspect of the content of such sites. Linking to such sites is at your own risk.

Privacy. Your use of this Site is subject to the Author's Privacy Policy, which is incorporated herein by reference.

User Submissions. Your use of interactive features of the Site is subject to reasonable limitations. You may not upload files that contain software or other material protected by intellectual property laws, rights of privacy or publicity, or any other applicable law or regulation unless you own or control the rights thereto or have received all necessary consents. The obligation of determining whether any such material is protected by intellectual property law rests with you. You may not upload files that contain a virus or any other program designed to interfere with the operation of the Site or computers linked to the Site. You may not post, distribute, disseminate or otherwise publish any defamatory, infringing, obscene or unlawful material or information on or through the Site. Any messages, advice, opinions or other information posted to the interactive features by third parties should not be viewed as endorsed or otherwise approved by the Author. Use of such information is at your own risk. The Author reserves the right, in its sole discretion, but does not assume any obligation, to immediately remove any materials from the Site that violate these Terms of Use or applicable laws or regulations, or that may subject the Author to liability.

All email sent to us must be generated by the person in whose name the email account is registered. Email users must not mask their identity by using a false name or another person's name or account. We will use your email address and the content of any email for administrative and correspondence purposes and to send you information that you may request.

Security Violations of the Site's system or network security may result in civil or criminal liability. We will investigate possible violations of system or network security and may involve, and cooperate with, a user's employer, Internet Service Provider, and/or law enforcement authorities in investigating and/or prosecuting users who are involved in such violations. Among actions which are considered violations of security are:
* Attempting to or accessing data not intended for such user or logging into a server or account in which the user is not authorized to access.
* Attempting to probe, scan or test the vulnerability of the system or network or to breach the security or authentication measures of the Site without proper authorization.
* Attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Site, overloading, "flooding", "spamming," "mailbombing," or "crashing" the Site or the server of any user.
* Sending unsolicited email, including promotions and/or advertising of any activity, program, product or service.
* Sharing any passwords, accounts or confidential or personal information obtained through or from the Site, system or network with any unauthorized individuals.

Proprietary Rights. © 2015 T Aaron Brown (the "Author"). To the maximum extent permitted under law, all text, images and other materials available on the Site are protected by U.S. copyright law, various international treaties and other applicable law. The copyright on such materials is held by the Author, its licensors or by the original creator of the materials. All rights not expressly granted herein are reserved. Any unauthorized use of the materials appearing on the Site may violate copyright, trade identity and other applicable laws or regulations and could result in criminal or civil penalties. The Author disclaims any proprietary rights in copyrighted materials belonging to others. Your use of the Site does not create any license or any other rights in the Author's or any third party's copyrights, trademarks or any other intellectual property or proprietary rights. Unless otherwise noted, all product names, logos and trademarks including, but not limited to the following are the property of the Author and you may not use any of these names, logos or trademarks for any purpose without the express written consent of the Author.

Trademark.

1) DIY Stock Investor; 2) Do It Yourself Stock Investor; 3) DIYSI acronym; 4) six pencils, one broken; and 5) combination thereof are the trademarks belonging to the Author. These trademarks pertain to the service of: 1) Providing on-line newsletters in the field of finance and investing; and 2) Publications regarding the use of computer-based tools for searching, researching and analyzing stocks on a global computer network.

Disclaimer of Warranty. ALL MATERIALS AND INFORMATION INCLUDED IN OR AVAILABLE THROUGH THE SITE ARE PROVIDED "AS IS" FOR YOUR USE WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE AUTHOR DISCLAIMS ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. THE AUTHOR DOES NOT WARRANT THAT THE CONTENT OF THE SITE IS ACCURATE, RELIABLE, CORRECT OR COMPLETE OR THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED. FURTHER, THE AUTHOR DOES NOT WARRANT THAT THIS WEB SITE OR THE MATERIALS MADE AVAILABLE THROUGH IT ARE FREE FROM COMPUTER VIRUSES, WORMS OR OTHER HARMFUL EFFECTS. YOUR USE OF THE SITE IS SOLELY AT YOUR OWN RISK. Some states/jurisdictions do not allow the exclusion of implied warranties, so the above disclaimer may not apply to you.

Stock Analysis/Disclosure. The information contained herein is for informational and entertainment purposes only. Nothing in this article should be taken as a solicitation to purchase or sell securities. Before buying or selling any stock you should do your own research and reach your own conclusion or consult a financial advisor. Investing includes risks, including loss of principal.

Limitation of Liability. UNDER NO CIRCUMSTANCES SHALL THE AUTHOR OR ITS CONTRACTUAL VENDORS OR SELLERS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES INCLUDING, BUT NOT LIMITED TO, ANY LOSS OF DATA, LOSS OF BUSINESS, LOSS OF PROFITS, OR LOSS OF USE, ARISING OUT OF THE USE OR INABILITY TO USE THE MATERIALS OR INFORMATION ON THE SITE (OR SITES LINKED TO THE SITE), EVEN IF THE AUTHOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some states/jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN MAIL OR OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE OR INTERNET SERVICE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, STRICT LIABILITY, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

Indemnification. You agree to indemnify and hold harmless the AUTHOR and its directors, officers, shareholders proprietors, employees, representatives and agents, affiliates and subsidiaries from any and all claims, losses, deficiencies, damages, liabilities, costs, and expenses (including but not limited to reasonable attorneys’ fees and all related costs and expenses) arising from your use or inability to use the Site.

Termination of Services. The AUTHOR reserves the right, in its sole discretion, to discontinue the Site or to terminate your access to all or part of the Site, with or without notice. You agree that the AUTHOR, its contractual vendors, and sellers shall not be liable to you in the event of such termination.

Errors, Omissions & Revisions. You agree that the AUTHOR shall not be liable for any technical or typographical errors which may appear on the Site. The AUTHOR may, from time to time, modify these Terms of Use without notice. Please check the Terms of Use periodically for changes. Your continued use of the Site following the posting of any changes to these Terms of Use constitutes acceptance of those changes.

Severability. If any provision of this Terms of Use shall be held to be invalid, illegal or unenforceable, such provision shall be enforced to the fullest extent permitted by law, and all other provisions shall be unaffected thereby.

Waiver. No term or provision hereof shall be deemed waived and no breach excused, unless such waiver or consent shall be in writing and signed by a duly authorized representative, partner or owner of the party claimed to have waived or consented. Should either party consent, waive or excuse a breach by the other party, whether expressed or implied, such shall not constitute a consent to, waiver of, or excuse of any other different or subsequent breach.

Force Majeure. The AUTHOR shall not be liable for damages for any delay or failure arising out of causes beyond its reasonable control and without default or negligence, including but not limited to acts of God, war, riot, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation, facilities, fuel, energy, labor or materials.

Governing Law. These Terms of Use, and all matters relating to your use of the Site, shall be governed by and construed in accordance with the laws of the United States of America. You agree and hereby submit to the exclusive personal jurisdiction and venue of the courts of the United States with respect to such matters.

Headings. The section headings used herein are for convenience of reference only and do not form a part of these terms and conditions, and no construction or inference shall be derived therefrom.

Entire Agreement. This agreement, together with the incorporated documents, constitutes the entire agreement between the parties relating to the Site and its use and supersedes any previous written or oral agreement or understanding of the parties hereto with respect to such subject matter.

IF YOU DO NOT AGREE TO THESE "TERMS OF USE" IN THEIR ENTIRETY YOU MAY NOT CONTINUE TO USE THIS SITE.

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